:root{--brand-name: "Wealth & Whimsy";--color-cream: #fbf4ef;--color-ivory: #fffcf8;--color-blush: #f3d9d4;--color-blush-deep: #e9c2ba;--color-rose-dust: #c99a8e;--color-mauve: #9c7c86;--color-mauve-deep: #7c5f68;--color-taupe: #a9917f;--color-taupe-light: #ded0c2;--color-champagne: #efe0c3;--color-champagne-deep: #e2c78e;--color-gold: #c79a4b;--color-gold-light: #e8c77a;--color-gold-deep: #a97c33;--color-charcoal: #3a322e;--color-charcoal-soft: #695c56;--color-charcoal-faint: #96897f;--color-sage: #7f9884;--color-sage-deep: #5f7a68;--color-amber: #d3a05f;--color-berry: #b96a72;--color-berry-deep: #9c4f57;--surface-app: linear-gradient(180deg, #fdf6f1 0%, #fbf1ea 45%, #f7e9e2 100%);--surface-card: #fffdfa;--surface-card-alt: #fbf1ea;--surface-raised: #ffffff;--surface-sunken: #f6ebe3;--surface-overlay: rgba(58, 50, 46, .44);--border-hairline: rgba(169, 121, 58, .16);--border-hairline-strong: rgba(169, 121, 58, .28);--text-primary: var(--color-charcoal);--text-secondary: var(--color-charcoal-soft);--text-tertiary: var(--color-charcoal-faint);--text-on-gold: #3a2c14;--text-inverse: #fff9f2;--positive: var(--color-sage-deep);--positive-bg: #eaf1ea;--caution: var(--color-amber);--caution-bg: #faf0e0;--gentle: var(--color-berry-deep);--gentle-bg: #f7e9ea;--accent: var(--color-gold);--accent-deep: var(--color-gold-deep);--font-display: "Fraunces", "Iowan Old Style", Georgia, serif;--font-body: "Manrope", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;--fs-caption: .75rem;--fs-small: .8125rem;--fs-body: .9375rem;--fs-body-lg: 1.0625rem;--fs-h4: 1.25rem;--fs-h3: 1.5rem;--fs-h2: 1.875rem;--fs-h1: 2.375rem;--fs-display: 3rem;--sp-1: 4px;--sp-2: 8px;--sp-3: 12px;--sp-4: 16px;--sp-5: 20px;--sp-6: 24px;--sp-7: 32px;--sp-8: 40px;--sp-9: 56px;--r-sm: 10px;--r-md: 16px;--r-lg: 22px;--r-xl: 28px;--r-pill: 999px;--shadow-sm: 0 1px 2px rgba(90, 62, 42, .06), 0 1px 1px rgba(90, 62, 42, .04);--shadow-md: 0 8px 24px -8px rgba(120, 80, 55, .18), 0 2px 8px -2px 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.bottom-nav__icon-wrap{transform:scale(.9)}@media(min-width:1024px){.bottom-nav{display:none}}.sidebar{display:none}@media(min-width:1024px){.sidebar{display:flex;flex-direction:column;width:260px;flex-shrink:0;padding:var(--sp-6) var(--sp-4);border-right:1px solid var(--border-hairline);background:#fffdfa99;position:sticky;top:0;height:100vh;overflow-y:auto}.sidebar__brand{display:flex;align-items:center;gap:var(--sp-3);padding:0 var(--sp-2);margin-bottom:var(--sp-7)}.sidebar__brand-mark{flex-shrink:0}.sidebar__brand-name{font-family:var(--font-display);font-size:1.3rem;font-weight:600;line-height:1.1}.sidebar__brand-sub{font-size:var(--fs-caption);color:var(--text-tertiary)}.sidebar__nav{display:flex;flex-direction:column;gap:2px}.sidebar__item{display:flex;align-items:center;gap:var(--sp-3);padding:11px 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var(--dur-fast)}.card--interactive:hover{box-shadow:var(--shadow-md)}.card--interactive:active{transform:scale(.985)}.card--tinted{background:linear-gradient(160deg,var(--surface-card) 0%,var(--surface-card-alt) 100%)}.card--gold{background:linear-gradient(150deg,#fff8ec 0%,var(--color-champagne) 60%,var(--color-champagne-deep) 130%);border-color:var(--border-hairline-strong)}.card--charcoal{background:linear-gradient(150deg,#47403b 0%,var(--color-charcoal) 100%);color:var(--text-inverse);border:none}.card--charcoal .text-secondary{color:#fff9f2b8}.card--flush{padding:0;overflow:hidden}.card--sm{padding:var(--sp-4);border-radius:var(--r-md)}.card-grid{display:grid;grid-template-columns:1fr;gap:var(--sp-4)}@media(min-width:640px){.card-grid--2,.card-grid--3{grid-template-columns:1fr 1fr}}@media(min-width:1024px){.card-grid--2{grid-template-columns:1fr 1fr}.card-grid--3{grid-template-columns:repeat(3,1fr)}.card-grid--dashboard{grid-template-columns:repeat(12,1fr)}.card-grid--dashboard>.span-4{grid-column:span 4}.card-grid--dashboard>.span-6{grid-column:span 6}.card-grid--dashboard>.span-8{grid-column:span 8}.card-grid--dashboard>.span-12{grid-column:span 12}}.btn{display:inline-flex;align-items:center;justify-content:center;gap:var(--sp-2);border:none;border-radius:var(--r-pill);cursor:pointer;font-weight:700;font-size:var(--fs-body);font-family:var(--font-body);padding:13px 22px;min-height:48px;transition:transform var(--dur-fast) var(--ease-soft),box-shadow var(--dur-fast),background var(--dur-fast),opacity var(--dur-fast);white-space:nowrap}.btn:active{transform:scale(.97)}.btn:disabled{opacity:.5;cursor:not-allowed}.btn--primary{background:linear-gradient(135deg,var(--color-gold-light),var(--color-gold));color:var(--text-on-gold);box-shadow:var(--shadow-gold)}.btn--secondary{background:var(--surface-raised);color:var(--text-primary);border:1.5px solid var(--border-hairline-strong)}.btn--ghost{background:transparent;color:var(--color-gold-deep);padding-left:10px;padding-right:10px;min-height:40px}.btn--soft{background:var(--surface-card-alt);color:var(--text-primary)}.btn--danger{background:var(--gentle-bg);color:var(--color-berry-deep)}.btn--sm{min-height:38px;padding:8px 16px;font-size:var(--fs-small)}.btn--block{width:100%}.btn--icon{min-height:44px;min-width:44px;padding:0;border-radius:50%}.fab{position:fixed;z-index:25;right:var(--sp-4);bottom:calc(var(--nav-h) + var(--safe-b) + var(--sp-3));width:60px;height:60px;border-radius:50%;border:none;background:linear-gradient(135deg,var(--color-gold-light),var(--color-gold-deep));color:var(--text-on-gold);box-shadow:var(--shadow-lg);display:flex;align-items:center;justify-content:center;cursor:pointer;font-size:1.6rem;transition:transform var(--dur-fast) var(--ease-soft)}.fab:active{transform:scale(.92)}.fab--open{transform:rotate(45deg)}.fab--open:active{transform:rotate(45deg) scale(.92)}@media(min-width:1024px){.fab{right:var(--sp-8);bottom:var(--sp-8)}}.offline-banner{position:sticky;top:0;z-index:40;background:var(--color-champagne);color:var(--color-gold-deep);font-size:var(--fs-caption);font-weight:700;text-align:center;padding:var(--sp-2) var(--sp-4);border-bottom:1px solid var(--border-hairline)}.overlay.overlay--clear{background:transparent;backdrop-filter:none;-webkit-backdrop-filter:none;z-index:29;animation:none}.fab-menu{position:fixed;z-index:32;right:var(--sp-4);bottom:calc(var(--nav-h) + 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var(--dur-fast)}.quick-action:active{transform:scale(.95)}.quick-action__icon{width:42px;height:42px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:linear-gradient(135deg,var(--color-blush),var(--color-champagne));color:var(--color-gold-deep)}.field{display:flex;flex-direction:column;gap:6px;margin-bottom:var(--sp-4)}.field__label{font-size:var(--fs-small);font-weight:700;color:var(--text-secondary);display:flex;justify-content:space-between}.field__hint{font-size:var(--fs-caption);color:var(--text-tertiary)}.field__error{font-size:var(--fs-caption);color:var(--color-berry-deep);font-weight:600}.input,.select,textarea.input{width:100%;min-height:50px;border-radius:var(--r-md);border:1.5px solid var(--border-hairline-strong);background:var(--surface-raised);padding:0 var(--sp-4);font-size:var(--fs-body-lg);color:var(--text-primary);transition:border-color var(--dur-fast),box-shadow var(--dur-fast)}textarea.input{min-height:96px;padding:var(--sp-3) var(--sp-4);resize:vertical;line-height:1.5}.input:focus,.select:focus,textarea.input:focus{outline:none;border-color:var(--color-gold);box-shadow:0 0 0 4px #c79a4b24}.input--invalid{border-color:var(--color-berry-deep)}.select{appearance:none;background-image:linear-gradient(45deg,transparent 50%,var(--color-taupe) 50%),linear-gradient(135deg,var(--color-taupe) 50%,transparent 50%);background-position:calc(100% - 20px) center,calc(100% - 15px) center;background-size:5px 5px,5px 5px;background-repeat:no-repeat;padding-right:var(--sp-7)}.currency-input{position:relative}.currency-input__prefix{position:absolute;left:var(--sp-4);top:50%;transform:translateY(-50%);color:var(--text-tertiary);font-size:var(--fs-body-lg);font-weight:600;pointer-events:none}.currency-input input{padding-left:30px;font-weight:700;font-variant-numeric:tabular-nums}.checkbox-row{display:flex;align-items:center;gap:var(--sp-3);padding:var(--sp-2) 0;cursor:pointer}.switch{position:relative;width:48px;height:28px;border-radius:var(--r-pill);background:var(--color-taupe-light);border:none;cursor:pointer;flex-shrink:0;transition:background var(--dur-fast)}.switch--on{background:linear-gradient(135deg,var(--color-gold-light),var(--color-gold))}.switch__knob{position:absolute;top:3px;left:3px;width:22px;height:22px;border-radius:50%;background:#fff;box-shadow:var(--shadow-sm);transition:transform var(--dur-fast) var(--ease-soft)}.switch--on .switch__knob{transform:translate(20px)}.pill-group{display:flex;flex-wrap:wrap;gap:var(--sp-2)}.pill{border:1.5px solid var(--border-hairline-strong);background:var(--surface-raised);color:var(--text-secondary);border-radius:var(--r-pill);padding:10px 18px;font-weight:600;font-size:var(--fs-small);cursor:pointer;transition:all var(--dur-fast) var(--ease-soft);min-height:42px}.pill--active{background:linear-gradient(135deg,var(--color-gold-light),var(--color-gold));color:var(--text-on-gold);border-color:transparent;box-shadow:var(--shadow-gold)}.segmented{display:flex;background:var(--surface-sunken);border-radius:var(--r-pill);padding:4px;gap:2px}.segmented__item{flex:1;min-width:0;border:none;background:none;border-radius:var(--r-pill);padding:10px;font-weight:700;font-size:var(--fs-small);color:var(--text-secondary);cursor:pointer;transition:all var(--dur-fast) var(--ease-soft);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.segmented__item--active{background:var(--surface-raised);color:var(--color-gold-deep);box-shadow:var(--shadow-sm)}.chip{display:inline-flex;align-items:center;gap:5px;background:var(--surface-card-alt);color:var(--text-secondary);border-radius:var(--r-pill);padding:5px 12px;font-size:var(--fs-caption);font-weight:700}.goal-scene{position:relative;height:148px;display:flex;flex-direction:column;justify-content:flex-end;padding:var(--sp-4);background-size:cover;background-position:center;overflow:hidden}.goal-scene:before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,#0000 35%,#00000061)}.goal-scene__watermark{position:absolute;right:-14px;bottom:-18px;opacity:.22;transform:rotate(-8deg);pointer-events:none}.goal-scene__ring{flex-shrink:0;filter:drop-shadow(0 2px 6px 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var(--sp-5)}.progress-bar{height:12px;border-radius:var(--r-pill);background:var(--surface-sunken);overflow:hidden;position:relative}.progress-bar__fill{height:100%;border-radius:var(--r-pill);background:linear-gradient(90deg,var(--color-gold-light),var(--color-gold));transition:width var(--dur-slow) 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blockquote{font-family:var(--font-display);font-size:var(--fs-h3);font-style:italic;line-height:1.3;margin:0}.disclaimer{font-size:var(--fs-caption);color:var(--text-tertiary);line-height:1.5}.link-plain{color:var(--color-gold-deep);font-weight:700;cursor:pointer;background:none;border:none;padding:0;font-size:inherit}.input,.select,.currency-input{min-width:0;max-width:100%}.sheet__header{gap:12px;align-items:flex-start}.sheet__header h2{min-width:0;overflow-wrap:anywhere}.sheet__header .icon-btn{flex-shrink:0}.sheet__scroll{overscroll-behavior-y:contain}@media(max-width:767px){.sheet{bottom:var(--sheet-keyboard-inset, 0px)}.btn--sm,.icon-btn{min-height:44px}.icon-btn{min-width:44px}.section-header{flex-wrap:wrap}}.language-preference{min-width:0}.language-preference p{margin-top:.5rem;overflow-wrap:anywhere}.auth-language-picker{max-width:480px;margin:1rem auto 0;padding:0 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rgba(0,0,0,.22))}.dashboard-hero__ring-value{color:#fff;font-family:var(--font-body);font-weight:700;font-size:var(--fs-small)}.dashboard-hero__eyebrow{display:inline-block;color:#fff;font-size:var(--fs-caption);font-weight:700;letter-spacing:.08em;text-transform:uppercase;opacity:.9;text-shadow:0 1px 6px rgba(0,0,0,.3)}.dashboard-hero__name{display:block;color:#fff;font-family:var(--font-display);font-size:var(--fs-h1);font-weight:600;line-height:1.15;margin-top:4px;text-shadow:0 1px 10px rgba(0,0,0,.35)}@media(min-width:640px){.dashboard-hero__scene{height:380px}}.dashboard-hero__line{font-family:var(--font-display);font-style:italic;font-size:var(--fs-h4);color:var(--text-primary);line-height:1.4;text-align:center;padding:0 var(--sp-3)}.dashboard-hero__insight{display:flex;align-items:flex-start;gap:var(--sp-3);background:var(--surface-card-alt);border-radius:var(--r-md);padding:var(--sp-4)}.dashboard-hero__insight-icon{width:34px;height:34px;border-radius:50%;flex-shrink:0;display:flex;align-items:center;justify-content:center;background:linear-gradient(135deg,var(--color-champagne),var(--color-gold-light));color:var(--color-gold-deep)}.dashboard-hero__insight p{font-size:var(--fs-small);font-weight:600}.setup-prompt{display:flex;align-items:center;gap:var(--sp-3)}.setup-prompt__icon{width:46px;height:46px;border-radius:50%;background:var(--surface-card-alt);display:flex;align-items:center;justify-content:center;color:var(--color-gold-deep);flex-shrink:0}.rich-life-ring-wrap{display:flex;align-items:center;gap:var(--sp-5);flex-wrap:wrap}.rich-life-breakdown{flex:1;min-width:200px;display:flex;flex-direction:column;gap:10px}.rich-life-breakdown__row{display:flex;align-items:center;justify-content:space-between;font-size:var(--fs-small)}.rich-life-breakdown__dot{width:8px;height:8px;border-radius:50%;display:inline-block;margin-right:8px}.money-move-card{display:flex;gap:var(--sp-3);align-items:flex-start}.money-move-card__icon{width:44px;height:44px;border-radius:50%;background:linear-gradient(135deg,var(--color-champagne),var(--color-gold-light));display:flex;align-items:center;justify-content:center;color:var(--text-on-gold);flex-shrink:0}.insight-card{display:flex;flex-direction:column;align-items:flex-start;gap:var(--sp-2)}.insight-card__icon{width:34px;height:34px;border-radius:50%;flex-shrink:0;display:flex;align-items:center;justify-content:center}.insight-card--positive 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.insight-card__icon{background:var(--gentle-bg);color:var(--gentle)}.insight-card__text{font-size:var(--fs-small);font-weight:600;line-height:1.4}.insight-card__meaning{color:var(--text-secondary);font-size:var(--fs-caption)}.insight-card__action{color:var(--text-tertiary);font-size:var(--fs-caption);margin-top:-4px}.choice-card{display:flex;gap:var(--sp-3);align-items:flex-start}.choice-card__icon{width:40px;height:40px;border-radius:50%;background:var(--surface-card-alt);display:flex;align-items:center;justify-content:center;color:var(--color-gold-deep);flex-shrink:0}.choice-card__body{flex:1;min-width:0}.choice-card__prompt{font-weight:600;line-height:1.4}.choice-card__detail{color:var(--text-tertiary);font-size:var(--fs-caption);margin-top:2px}.choice-card__options{display:flex;gap:var(--sp-2);flex-wrap:wrap;margin-top:var(--sp-3)}.roadmap-step{display:flex;gap:var(--sp-3)}.roadmap-step__marker{display:flex;flex-direction:column;align-items:center}.roadmap-step__dot{width:32px;height:32px;border-radius:50%;background:var(--surface-card-alt);color:var(--color-gold-deep);display:flex;align-items:center;justify-content:center;font-weight:700;font-size:var(--fs-small);flex-shrink:0}.roadmap-step__dot--done{background:linear-gradient(135deg,var(--color-gold-light),var(--color-gold));color:var(--text-on-gold)}.roadmap-step__line{flex:1;width:2px;background:var(--border-hairline-strong);margin:4px 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